Title: Pre-approval vs pre-qualification: Why does it matter for home buyers? I get where you’re coming from, but honestly, I’ve seen plenty of buy...
This is so true it’s almost funny, if it weren’t so frustrating. I had a client last year who got grilled for a $150 Venmo from his mom, but nobody bl...
It’s wild how deep they dig, right? I’ve seen folks have to explain $20 birthday gifts from grandma. Doesn’t matter if you’ve got a stack of tax retur...
Honestly, I’ve seen the same thing—some brokers just run your info through their usual list and call it a day. The ones who actually hustle and find t...
Title: Mortgage statement mistakes: did you know you have rights? That’s honestly one of my biggest pet peeves—those little “miscellaneous” fees that...
Title: When a fixed rate just won’t cut it: a mortgage adventure Man, I get where you’re coming from. I see folks all the time who get tempted by tho...
Yeah, I see this all the time—folks get laser-focused on a $30 processing fee and miss the fact that a quarter-point drop in their rate could save the...
LIMITED-TIME HOME DEAL: Closing Costs Are Wild You’re not wrong—some of these fees are just relics from the days when everything was paper and snai...
Had a client last month who thought refinancing was a no-brainer, but after we factored in closing costs and how long they planned to stay, it just di...
Yeah, you're spot on with that. I've seen a lot of people get stuck in analysis paralysis, waiting for that magical rate drop that never comes. Honest...
Yeah, you're spot on about flexibility being underrated. I've seen plenty of buyers get caught up chasing equity and overlook how quickly life can thr...
Yeah, I've seen similar things happen too. Had a buyer once who got a survey done, everything looked fine, then two years later they found out their n...
Yeah, it's funny how folks get tunnel vision about taxes sometimes. Had a guy once who avoided putting in central air for years because of reassessmen...
Yeah, good point—HELOCs aren't automatically risky if you're careful. I've seen clients use them smartly to fund renovations or consolidate debt. It's...
I get the caution, and yeah, having something down on paper is usually the smart move. But honestly, I've seen plenty of people handle friend loans ju...