kgonzalez52
kgonzalez52
@kgonzalez52
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Topics: 0 / Replies: 10
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RE: When a fixed rate just won’t cut it: a mortgage adventure

I get where you’re coming from, but sometimes people overthink those “minor details” and end up missing out on a solid deal. Not every contract is out...

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RE: Are you considering buying a home in Dallas? Read this before!

Honestly, I’ve noticed the same thing. One inspector says you’re good, the next one wants you to redo half the work. Ever had a situation where you go...

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RE: “High DTI means automatic denial”… right?

Yeah, the DTI thing is brutal right now. Lenders barely look at the bigger picture—just the number. I’ve seen folks with solid cash flow and assets ge...

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RE: When a fixed rate just won’t cut it: a mortgage adventure

Couldn’t agree more about needing solid ammo. I’ve done this a few times, and every single time it’s about the data you bring, not just how loud you c...

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RE: How tough is it to get a mortgage for a rental if your credit isn’t perfect?

I get where you’re coming from, but I’ve seen lenders get real picky when your score dips below 680, especially if it’s an investment property. Maybe ...

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RE: Can You Buy a Home with a 580 Credit Score?

Totally agree—waiting for a “perfect” score can end up costing you more, especially in this market. I’ve seen folks with less-than-ideal credit get in...

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RE: Buying a house after bankruptcy—bigger down payment or wait it out?

Piggyback loans used to be more common, but after a bankruptcy, most lenders get pretty conservative. I tried the 80/10/10 route a few years back—hone...

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RE: Why 2025 is the Right Time to Buy or Refinance in North Texas

Title: Why 2025 is the Right Time to Buy or Refinance in North Texas I get what you’re saying about analysis paralysis, but honestly, waiting for the...

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RE: My experience getting monthly income from home equity

I’ve run into this too—those “processing” fees always make me wonder if someone’s just padding the margins. I’m curious, have you ever actually gotten...

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RE: Found a dream home thanks to rural loan perks

Good points all around. I've seen similar situations play out, but honestly, isn't the commute thing pretty subjective? I know some folks who actually...

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