I hear you on that—sometimes the chase for the “perfect” rate just adds stress. I’ve run the numbers a million ways and still ended up locking in when...

Is It Better To Secure A Fixed Rate Now Or Wait And See If Rates Drop? I’m right in the middle of refinancing myself, and honestly, I’ve been wrestli...

That’s a perfect way to put it. I tried to “wait for the right time” back in 2021, and honestly, I just ended up stressing myself out and second-guess...

I hear you on the delays. When I refinanced, I thought about tapping into some of those “assistance” programs, but the paperwork was daunting. I kept ...

Interesting points, but I'm not sure I'd agree that pizza and beer is always the best currency for tax advice. Sure, it's great if your friend knows t...

I definitely agree with your point about overly personalized upgrades potentially backfiring. When we refinanced last year, our appraiser mentioned th...

That's an interesting distinction...but isn't there also a risk in staying put? Like, could sticking with stability mean missing out on growth or fulf...

I've actually been wondering the same thing lately. We refinanced a couple months ago, and I was surprised how little attention the appraiser gave to ...

Totally get what you're saying about clarity not always equaling comfort. When I refinanced last year, I had a similar experience—everything was itemi...