I've actually had mixed experiences with refinancing later on. A couple things to consider: - Refinancing isn't always straightforward—closing costs,...

Had a similar experience with one of my investment properties a couple years back: - Bought a place thinking I knew every inch of the lot. - Found ou...

Good points there—zoning can definitely test your patience. I've found that buying land without immediate plans can sometimes trigger extra scrutiny f...

Yeah, decks can really sneak up on you tax-wise. Had a similar experience when I upgraded windows—thought it was just maintenance, but nope, assessor ...

Fair point, but I'd argue that sometimes forcing yourself into a shorter term can be a smart financial discipline. I've seen folks start with good int...

Good points—I've also noticed appraisal fees can vary quite a bit between lenders. Some charge way more than others for essentially the same service. ...