Honestly, the hoops they make you jump through are wild. I had to explain a $100 transfer from my mom—like, sorry for having supportive parents? I get...

I hear you on the “lower rate” hype—people get tunnel vision and forget about the math. I once ran the numbers on a refi that looked great on paper, b...

Had the same thing happen with a “courier fee” on a refi. They claimed it was for overnighting docs, but everything was digital. I pushed back and—sur...

Totally agree with this point. A few years back, I went through the mortgage approval process carrying a relatively high DTI myself. Initially thought...

Had a similar experience when my long-time insurer suddenly questioned the wiring in a building I'd renovated years ago. Same wiring, same standards, ...

Exactly—it's a useful tool, but markets can shift fast. I've found traditional estate planning tends to offer more predictable outcomes. Curious thoug...

You're right about curb appeal being impactful, but I'd argue it's even more critical than interior updates in some markets. Buyers often make snap ju...