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katiestar919
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RE: How to Qualify for a DSCR Loan Without Losing Your Mind
Honestly, 5% feels tight to me too. I bumped mine up closer to 8-10% after a tenant's "small" kitchen fire turned into a full remodel. Curious if others adjusted theirs after similar experiences...
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RE: Thinking about tapping into home equity - is it worth the risk?
Exactly this. A couple years back, I used a HELOC to fund a kitchen remodel on one of my properties. I was careful, did the math, and the numbers seemed solid. But even then, unexpected costs popped up - like plumbing is...