Mortgages discussions and local services.
katie_barkley
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RE: Thinking about refinancing - shorter term or lower monthly payments?
Yeah, this is exactly why I've been hesitant about shorter terms. On paper, paying off early sounds great, but life doesn't always follow the script. My sister refinanced to a 15-year mortgage last year because the numbe...
RE: finally got my loan terms changed - anyone else had luck?
Interesting, I hadn't thought about the timing aspect until now. I'm currently in the middle of negotiating my first mortgage, and the bank's been pretty rigid so far. Maybe I should wait it out a bit longer and see if t...
RE: Buying undeveloped land - how do people even finance this?
I totally get why you're feeling overwhelmed - financing land is confusing. My partner and I looked into something similar last year, and you're right, traditional banks weren't exactly enthusiastic about it. We ended up...
RE: Stumbled across this weird fact today: apparently, even if your home's already in foreclosure, you can still sometimes halt or delay the process through certain legal moves.
Interesting stuff here, didn't realize loan modifications could be that impactful. From what I've read, though, lenders can sometimes drag their feet on approving modifications, leaving homeowners in limbo for months. De...