Zero Down vs. Lower Interest: Which USDA Option Makes More Sense? That right there is the part most folks underestimate. I’ve seen buyers get so la...

Honestly, the whole “junk fees” thing gets blown out of proportion sometimes. Not every fee at closing is shady—some are legit costs of doing business...

Couldn’t agree more. I’ve watched buyers get tripped up by the tiniest “exciting” move—like a new credit inquiry or even a random deposit. Underwriter...

Honestly, I’ve lost count of how many times I’ve had to dig through old boxes for some random document a lender suddenly “needs.” It’s like they’re te...

That’s a fair point—catching that insurance hike yourself is exactly why I tell folks not to rely 100% on the lender’s breakdown. I’ve seen too many ...

Gift letters and the whole “prove it’s not a loan” thing aren’t just a Dallas quirk—it’s standard everywhere these days. Lenders are under a ton of sc...

I get where you’re coming from, but I’ve seen the opposite happen plenty of times. When folks only send the “basics,” lenders sometimes circle back fo...