kathyp63
kathyp63
@kathyp63
Active Member
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Topics: 0 / Replies: 8
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RE: Waiting forever on my refinance loan approval—is this normal?

Totally agree—waiting with zero updates drives me nuts, especially when you’re trying to budget for the next steps. I’ve started making a checklist of...

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RE: Buying a Home in 2026? You Might Be Missing a Free $25,000

Totally get this. I used to obsess over every coffee run showing up on my statements, but when I actually talked to a lender, they barely glanced at t...

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RE: When a fixed rate just won’t cut it: a mortgage adventure

Title: When a fixed rate just won’t cut it: a mortgage adventure Couldn’t agree more with this. I learned the hard way that “lowest rate” isn’t alw...

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RE: Home Buying 101: Stuff I Wish I'd Known Beforehand

That’s a fair point—sometimes those high HOA fees just feel like you’re paying for someone else’s taste in fancy benches or a new fountain you never a...

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RE: Home Buying 101: Stuff I Wish I'd Known Beforehand

Totally get where you're coming from. Even after going through the home-buying process twice myself, I still had that stomach-churning feeling when re...

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RE: Feeling Stuck Paying Only Interest and Getting Nowhere

I hear you on the temptation bit...been there myself. One thing that helped me was setting up a separate savings account specifically for those extra ...

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RE: Home Buying 101: Stuff I Wish I'd Known Beforehand

Totally agree with this. When I was applying, I had a random $2k deposit from selling some old furniture online, and the underwriter asked me to docum...

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RE: Smart Thermostat Vs. Energy-Efficient Windows: Which Saves More Money Long-Term?

Totally agree with you guys on sealing drafts first. I went down the same rabbit hole last winter—thought a smart thermostat would magically cut my bi...

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