Good points about underwriting flexibility, but do you really think smaller lenders always make things smoother? I've run into situations where the sm...

I've definitely been there—tried to squeeze a better rate by mentioning another lender, and suddenly communication slowed way down. Didn't totally gho...

Good points all around, but I wonder if we're maybe overstating the risk of moving unexpectedly? Sure, your buddy got burned by refinancing and then r...

Your post really resonated with me, especially the part about having a written backup plan. A few years ago, I borrowed some cash from a close family ...