Honestly, I think people get way too hung up on the “lowest rate” thing and forget what it actually feels like to be broke and stressed out in your ow...
I totally get the urge to chalk some of this up to luck, but honestly, I’ve seen way too many people get burned by “just one little thing” on their cr...
I get what you mean about the exclusions popping up at the worst time, but I actually think skimming for just the “weird stuff” is risky. Like, yeah, ...
Tapping Into Home Equity: Would You Risk It For Renovations? Ha, seriously—if anyone out there actually enjoys closing docs, I need to know their s...
Why Do Rates Jump Around So Much? It’s wild how much energy people spend chasing rates down to the decimal, right? I totally get the spreadsheet thin...
It’s wild, right? I’ve seen lenders in Dallas get super picky about gifts, even if it’s just a couple hundred bucks. Meanwhile, gig income just slides...
I get the urge to spreadsheet everything—been there, done that, and ended up with analysis paralysis too. But I gotta say, sometimes those little fees...
I get what you’re saying, but sometimes I wonder if lenders actually expect us to push back or if they’re just banking on most people being too intimi...
I’m with you—most people just skim the paperwork, if that. It’s wild how much trust folks put in a lender’s “don’t worry, it’ll be fine” pitch. I’ve s...
That’s the truth—sweat equity sounds great on paper, but it can really drag out. I do think RHS loans are underrated, though. If your credit isn’t per...
Totally get the spreadsheet love—been there, done that, got the pivot tables to prove it. But honestly, sometimes the emotional side deserves a little...
Interesting you mention that about the algorithms getting sharper lately...I've noticed the same thing, especially with automated valuation models (AV...
Totally with you on the gut feeling thing—it's underrated how much intuition plays into this stuff. But I'd add another layer: don't just trust your g...
You're definitely not alone in that. When I bought my land a few years back, I was so focused on getting a good deal and the location that zoning bare...
Fair enough, escrow can definitely smooth things out. But doesn't it sometimes lull buyers into a false sense of security? Like, people might skip dee...