karensnowboarder
karensnowboarder
@karensnowboarder
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Topics: 0 / Replies: 6
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RE: First-time buyer blues: grants vs. loan programs

Totally get the spreadsheet love—been there, done that, got the pivot tables to prove it. But honestly, sometimes the emotional side deserves a little...

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RE: Wondering if I can still qualify for a HARP refi these days

Interesting you mention that about the algorithms getting sharper lately...I've noticed the same thing, especially with automated valuation models (AV...

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RE: CONFUSED ABOUT LOANS THAT DON'T FIT THE BOX

Totally with you on the gut feeling thing—it's underrated how much intuition plays into this stuff. But I'd add another layer: don't just trust your g...

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RE: Buying Land Without Building Right Away—Did You Know This?

You're definitely not alone in that. When I bought my land a few years back, I was so focused on getting a good deal and the location that zoning bare...

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RE: Ever thought about using escrow accounts? Here's a scenario...

Fair enough, escrow can definitely smooth things out. But doesn't it sometimes lull buyers into a false sense of security? Like, people might skip dee...

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RE: Balancing debt ratio vs. strict budgeting—what works better?

I get where you're coming from with the hybrid approach, but honestly, I think budgeting tends to be more effective overall. I've known people who had...

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