Good points here—been there myself. A few years back, I refinanced thinking I'd save big, but didn't factor in how quickly I'd end up selling. Ended u...

Yeah, I get that. I've switched back to handling payments myself after escrow—honestly, wasn't too bad. Just set calendar reminders and double-check s...

- Easements can expire, but it depends on the terms—some have specific end dates, others run indefinitely unless renegotiated or legally challenged. -...

Good points all around. I've seen ARMs work out really well for some buyers, especially those who know they'll sell or refinance within a few years. B...

Good point on that—big fees definitely deserve attention first. But honestly, I've found quickly scanning through all charges once a month catches tho...

Totally agree on the equity growth point—it's often overlooked. A couple things I'd add from experience: - If you're planning to stay put for at leas...

I get what you're saying, but honestly, I think it depends a lot on how you approach it. For me, the HELOC isn't tempting because I treat it strictly ...