I get where you’re coming from, but honestly, I’ve seen more folks struggle with that payment jump than you’d think. It’s not always as smooth as just...

Had a buyer last year who was convinced these funds were a sure thing—she even started picking out paint colors before the check cleared. Well, the ci...

Can’t blame you for feeling that way. I’ve seen folks get right up to closing and then something shifts with the funding or underwriting, and it’s a s...

I’ve seen folks get so caught up in chasing that last fraction of a percent, they end up driving themselves nuts—and sometimes the math just doesn’t j...

I get where you’re coming from, but honestly, I’ve seen folks stress over the “what ifs” and end up missing out. The higher rate can sting if you stay...

I hear you on the water stuff—nothing like a “small” leak to turn into a wallet-drainer. On the income side, I’ve seen folks tap their equity with a H...

Went through something similar a few years back—town hiked taxes overnight, and refinancing barely made a dent. Honestly, showing up at town meetings ...

Yeah, easements can definitely sneak up on you. Had a client once who planned this awesome backyard gazebo...turns out the city had rights smack dab t...

Couldn't agree more. Had a client once who stretched every dollar into the down payment on an older duplex, thinking they'd save big on interest. Two ...

Had a client run into something similar last month—everything seemed good to go, then escrow caught a minor typo in the legal description. Took days t...

Yeah, that's a familiar story. Had a client a while back who was dead set on a 15-year refinance. On paper, it looked fantastic—interest savings, mort...

Yeah, I've noticed the same thing about those fees—they can sneak up on you if you're not careful. One time, I had a client who was thrilled with how ...