julieharris380
julieharris380
@julieharris380
Active Member
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Topics: 0 / Replies: 13
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RE: Getting Results When Your Loan Servicer Drops the Ball

I hear you on the certified mail and delivery confirmation. I started doing that after my servicer "misplaced" a payoff letter I sent—twice. I was ske...

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RE: Zero Down vs. Lower Interest: Which USDA Option Makes More Sense?

I hear you on being cautious—after ‘08, it’s hard not to have that in the back of your mind. I’ve always leaned toward putting something down, even if...

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RE: Does a VA loan require an inspection? What are the VA loan inspection requirements for buyers and spouses?

Title: Does a VA loan require an inspection? What are the VA loan inspection requirements for buyers and spouses? You nailed it with the used car ana...

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RE: Does an old bankruptcy matter more than a recent one?

Honestly, I get where you’re coming from, but I’ve seen it play out a bit differently—especially with mortgages. When I bought my house, the underwrit...

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RE: Why You Should Prequalify for a Mortgage Before House Hunting?

I get what you mean about wanting to see houses first—it’s definitely more exciting than crunching numbers. But in my experience, prequalifying early ...

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RE: Mortgage rates bouncing around lately—what gives?

Totally agree with this. People underestimate how much those little extras add up. I’ve been doing the same—just rounding up my payment when I can—and...

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RE: Best Mortgage Lenders for First-Time Buyers in 2025 – What to Know

I get where you’re coming from, but I’ll play devil’s advocate for a sec—sometimes the “jargon and attitude” is just someone having a rough day or bei...

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RE: Are you considering buying a home in Dallas? Read this before!

I totally get where you’re coming from. When I bought my place in Dallas a few years back, I went overboard with the documentation at first—kept every...

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RE: First-time buyer blues: grants vs. loan programs

I totally get what you mean about the fine print—those recapture clauses can sneak up on you later. I remember thinking we’d hit the jackpot with a gr...

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RE: My experience getting monthly income from home equity

I've found digital copies usually do the trick too, especially since most appraisers seem to prefer the convenience of email nowadays. But I did have ...

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RE: Is buying new worth the hit, or better to grab used and save?

Totally agree with this. When we moved into our current place, the previous owners left behind an older washer and dryer set—nothing fancy, but solid ...

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RE: Feeling Stuck Paying Only Interest and Getting Nowhere

Haha, totally get where you're coming from—paperwork PTSD is real. But honestly, even a 1% drop can save you thousands over time. Fees do suck, but if...

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RE: Mortgage Questions: Call Directly or Stick to Email?

Yeah, learned that lesson the hard way myself. Mortgage folks have selective memory sometimes... I always do the quick follow-up email now—saved me fr...

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