That’s exactly what it feels like. I’ve lost count of how many times I’ve watched a place go from “maybe affordable” to “no chance” because some facel...

Couldn’t agree more about the “loyalty” thing—my old insurer kept bumping my rate every year, then acted like a $15 discount was a huge favor. I’ve st...

Yeah, I hear you on the paperwork maze. When I tried for a no tax return loan last fall, I figured it’d be less hassle, but they still wanted a mounta...

Yeah, I’ve seen that happen too—sometimes the big banks will play ball if you’ve got a legit offer from somewhere else. I guess it’s all about showing...

I’ve wondered about this too. The biweekly thing sounds good on paper, but when I did the math, the difference wasn’t huge—especially after factoring ...

Yeah, the appraisal fee is the one they never seem to budge on. I’ve tried a few times—no dice. Processing and “document prep” fees, though, those are...

That hits home. I once had a lender who acted like every document was a national secret. Any question I asked, I got jargon and attitude. Ended up swi...