I get the logic, but skipping the inspection feels like rolling the dice, even on a newer place. The VA appraisal isn’t a substitute for a full inspec...

I get where you’re coming from, but I can’t help feeling a little cautious about just “jumping in.” I mean, yeah, rates might not ever be perfect, but...

Honestly, I get where you’re coming from. It’s not just you. I’ve been tracking rates for months, and it’s wild how they can jump just because of some...

I’ve actually had some luck getting a couple of those “processing” or “courier” fees reduced, but you’ve got to be persistent and not afraid to push b...

I get the appeal of fixed rates, especially for peace of mind, but I actually went with an ARM last year and haven’t regretted it—at least not yet. Th...

I get the idea of prepping a “packet,” but honestly, I found that even with everything organized, some lenders still threw curveballs at the last minu...

Couldn't agree more. I considered an ARM too, but I'm way too cautious (or paranoid?) to trust that rates would play nice when I needed them to. Fixed...

One thing that's worked well for me is rounding up my monthly mortgage payment. It sounds minor, but consistently paying even just $50 or $100 extra e...

Went the gently-used route once with a washer/dryer combo—got lucky with a transferable warranty. Saved a decent chunk upfront, and when the dryer bel...

I get your point, but sometimes pushing back politely can actually pay off. I had a similar experience where the lender asked for something that seeme...

This is exactly what I've found most effective as well. Tags seemed promising at first, but without strict discipline, they quickly became overwhelmin...

I get your point about being proactive and having a good broker, but honestly, even with preparation, the mortgage process can still throw curveballs....