Totally agree with your take. I've seen clients go both ways, and honestly, the bigger down payment tends to open doors faster. Lenders really do appr...

You're right, spreadsheets definitely don't have all the answers. I've seen clients wait for that "perfect" moment only to find the market shifted on ...

Ugh, totally feel you on that one. Those sneaky fees always seem to pop up right when you think you've got everything sorted. I've seen clients get bl...

Totally agree about aiming higher. When I bought my first rental property, I barely squeaked by with a DSCR around 1.2... thought I'd be fine, but the...