You nailed it—FHA is definitely the strictest about tracking every dollar, but honestly, most conventional lenders are getting pretty nosy too. It’s n...

Honestly, I get where you’re coming from, but sometimes those fees aren’t just random add-ons. For example, a “courier fee” might actually cover secur...

Can You Buy a Home with a 580 Credit Score? That’s a really good point about MI sticking around longer than folks expect. I’ve seen buyers get surpri...

Yeah, I’ve seen that too—sometimes it feels like the underwriters are just picking random things to ask about. I had a client once who got questioned ...

Totally agree—those “standard” fees are often just starting points for negotiation. I’ve seen buyers get a few hundred knocked off just by asking for ...

Honestly, I’ve seen lenders toss in “processing” or “review” fees that sound official but are totally negotiable. My trick—ask for a breakdown and jus...

Honestly, you nailed it with that checklist. The number of times I’ve seen folks pour money into trendy upgrades, only to find out their renters just ...

Yeah, shrubs are a great call. I've seen clients do something similar—low-maintenance plants or even decorative rocks can subtly mark boundaries witho...

Yeah, totally agree—it's all about balance. I've seen folks tap equity successfully, but usually when they've got a clear exit strategy or backup plan...

Totally get where you're coming from. I've seen clients jump into brand-new appliances or smart home setups thinking it'll boost their home's value, o...