journalist92
journalist92
@journalist92
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RE: When Does It Actually Make Sense to Refinance Your Mortgage?

You nailed it—peace of mind is huge, and honestly, it’s easy to underestimate just how valuable a lower payment can be during rough patches. But somet...

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RE: Banks tightening up on home equity lines—anyone else notice?

That’s a pretty common experience lately. Appraisers are definitely leaning hard on comps, especially with banks being extra cautious. They’re really ...

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RE: DITCHING THAT PESKY MORTGAGE INSURANCE - WORTH THE HASSLE?

Totally get where you're coming from—PMI can feel like tossing money out the window every month. Have you looked into whether your lender allows you t...

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RE: First-time buyer blues: grants vs. loan programs

I totally get the frustration with surprise requirements, but honestly, sometimes those extra hoops can actually save headaches later on. Had a client...

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RE: Buying Land Without Building Right Away—Did You Know This?

I ran into something similar a while back. We bought a parcel near a growing suburb, thinking it'd be straightforward to develop within a couple of ye...

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RE: PRE-APPROVED OR WINGING IT: WHAT IF YOU FOUND YOUR DREAM HOME FIRST?

Totally get where you're coming from on this. Reviews can be helpful, sure, but they're definitely not foolproof. Have you tried asking inspectors dir...

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RE: Tapping home equity vs. traditional estate planning—what makes more sense?

That's actually a pretty smart way to frame it. But sometimes the line isn't so clear-cut, right? Like, what about repainting faded walls or updating ...

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RE: Buying Land Without Building Right Away—Did You Know This?

I ran into this exact scenario a couple years back. My credit wasn't terrible, but it wasn't great either, and I debated waiting to boost my score bef...

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RE: Ever considered declaring yourself financially tapped out?

Debt consolidation can definitely help, but have you thought about how comfortable you'd be negotiating directly with creditors? Some people find it i...

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