Honestly, the paperwork for self-employed folks can feel like a full-time job on its own. Lenders want to see at least two years of tax returns, profi...

Title: Does having a top-notch credit score really make home buying easier? Yeah, I’ve seen this play out too. When you’re sitting at 800+, underwrit...

Had a client last spring who thought the “no tax return” route would be a breeze—turned out to be a marathon. We spent hours tracking down explanation...

Honestly, I get where you’re coming from—there’s definitely more hoops to jump through with a 580 score. But I’ve seen folks make it through with less...

Yeah, it really does seem that way sometimes. The thing is, lenders have to track every cent to make sure nothing’s coming from an undisclosed source....

That’s a classic Dallas story—cracks and “settling” seem to go hand in hand here. I always tell folks to get a really thorough inspection, especially ...

You’re not alone there. I’ve seen lenders lump all sorts of things into “processing” or “origination”—sometimes it’s legit admin work, other times it’...

I get where you’re coming from, but I’ve actually seen reverse mortgages work out pretty well for some folks—not just in emergencies. If someone’s got...

I get what you're saying about the paperwork overload, but honestly, from what I've seen, the extra docs aren't always pointless. Yeah, simpler langua...

Had a client in a similar boat—she started with avalanche but got frustrated pretty quick. Switched her to snowball, and boom, she was suddenly motiva...

Went through something similar last year when I tried to renegotiate my loan terms. At first, my lender made it sound like it'd be a quick phone call ...