Totally get where you’re coming from—those “projected” escrow numbers are like a moving target. I’ve had years where they claimed my taxes would go up...

Honestly, I get why it feels over the top, but I’d rather they dig deep now than have a deal fall apart at closing. I had a friend lose out on a house...

Honestly, chasing the “best” rate is like trying to time the stock market—good luck, right? I’d rather lock in something decent and not lose sleep ove...

That’s spot on. I used to think I had to cut out every little thing, but honestly, just axing a couple of those “nice-to-haves” made a bigger differen...

The “secret rulebook” is the perfect way to put it. I’ve been through this circus twice now—first time as an H1-B, second time after getting my green ...

That’s actually been my experience too—big banks aren’t always the villain people make them out to be, especially for H1B mortgages. I think folks und...

I've DIY'd my rental taxes for about 5 years now, and honestly, it's not as scary as it sounds—at least if you're organized and willing to do a little...

I get where you're coming from, but honestly, even the most disciplined person can end up in hot water with an ARM. I've been around the block a coupl...

Honestly, even with a 30% drop, I'd be cautious. Prices don't just randomly tank without reason—could signal bigger economic trouble ahead. I'd rather...