That's a smart approach overall, but I'd add that it's also crucial to factor in holding costs—property taxes, upkeep, HOA fees if applicable. I've se...

Yeah, that's exactly why I prefer the flexibility of lower monthly payments. Life's unpredictable—better to have breathing room and chip away extra wh...

Honestly, most of those calculators miss the mark because they oversimplify things. Personally, I've found that manually breaking down each expense—pr...