I've noticed lenders seem more flexible with fees than the actual rate. When I refinanced last year, I tried negotiating the interest rate first, but ...

I get the logic behind starting with a 30-year and paying extra, but honestly, that approach never worked for me. Life always finds a way to redirect ...

Yeah, it's definitely a roll of the dice sometimes. Had similar luck with a used dryer—spotless history, lasted barely a year. Makes you wonder if spe...

Definitely agree about the emergency fund—can't stress that enough. Refinancing worked out for me, but only because I kept things conservative. Instea...

I've been thinking about this lately since we're planning to refinance and possibly tap into some home equity for improvements. Definitely don't want ...

Totally get that. When I refinanced my rental last year, I debated the same thing—higher down payment or higher interest rate. Ended up going with a s...

I feel ya, rental taxes threw me off too. Honestly, after refinancing last year and seeing how easily I could mess things up, I decided to just hire s...