We used to lump ours together too, until the septic tank decided to back up three weeks after closing. Lesson learned the hard way. Now I keep a separ...

Appraisals are definitely a wildcard—I've had some come back way higher than expected and others that made me wonder if the appraiser even got out of ...

- Honestly, I'll believe the "improvements" when I see them consistently. - Had one lender label docs clearly last year, then switched companies and i...

Fair points, but I'll be honest... lenders aren't always that flexible. In my experience: - Clear communication definitely helps cut down on confusio...