Good points about recasting, but have you checked if your lender even allows it? Some banks can be weirdly restrictive. Still, you're thinking ahead, ...

Yeah, bigger down payments definitely help, but I'm curious—did your sister factor in the opportunity cost of waiting longer? I mean, rates and home p...

Good points, but have you actually run the numbers on waiting versus jumping in sooner? I had a client who waited two extra years after bankruptcy to ...

Yeah, accountants are human too, right? But I'm curious—did you end up telling your accountant about the deduction you found, or just quietly pat your...

True enough, but honestly, I've seen some county assessments that made me wonder if they were throwing darts at a board blindfolded. Ever had a client...

Had a similar experience myself a few years back—underwriting flagged a random Venmo payment to a friend labeled "pizza night." Seriously, pizza night...

Good points raised above, especially about the rates climbing lately. One thing I'd add is that the bump in home value isn't always immediate or even ...