jose_tail9717
jose_tail9717
@jose_tail9717
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RE: When Can I Finally Ditch Mortgage Insurance?

Good points here, but let's keep a couple things in mind: - PMI isn't fun, agreed, but rushing the appraisal is like flipping a coin—you might get lu...

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RE: Waiting forever on my refinance loan approval—is this normal?

Refinancing can definitely feel like a paperwork scavenger hunt, but there are ways to make it less painful. A few quick tips: - Keep digital copies ...

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RE: Is buying new worth the hit, or better to grab used and save?

You make some solid points, but I'd still be cautious about going used for bigger appliances. A few things come to mind: - Warranty headaches suck, n...

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RE: Transferring your mortgage smoothly without losing your mind

Yeah, underwriting can feel like a black box sometimes. Couple points from my experience: - Transfers between your own accounts shouldn't be a big de...

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RE: Buying Land Without Building Right Away—Did You Know This?

- Good call on city docs—tedious but usually reliable. - Still, even official plans can shift last minute... seen it happen more than once. - Curious,...

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RE: Proof of Assets When Applying for a Home Loan—What's Really Needed?

Yep, had this exact thing happen when I moved funds from my savings to checking before closing. Had to send in statements for both accounts, even thou...

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RE: Thinking About Refinancing to Pay Off My Mortgage Faster

Did this myself a few years back—here's my 2 cents: - Yes, shorter term saves tons on interest, no doubt. - BUT... higher payments can feel tight, es...

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