You're definitely lucky with that lender. I've seen clients go through all sorts of hoops just to ditch PMI. Had one couple who clearly hit their 20% ...

I get what you're saying about momentum, but honestly, avalanche worked better for me personally. I remember when I first started tackling my debt, I ...

Processing fees are definitely common, but you're right to question them. I've seen plenty of lenders who lump vague charges under generic terms like ...

I get where you're coming from, but honestly, those processing fees aren't always just fluff. Had a client once whose paperwork got seriously tangled ...

Easements can definitely throw a wrench in things. Had a client last year who bought a nice little ranch-style home, everything seemed straightforward...

Yeah, the IRS definitely doesn't make it easy. From what I've seen, if you use a home equity loan specifically for home improvements—like your kitchen...

Had a client once who faced this exact dilemma. She had a steady job, decent pay, but always dreamed of opening her own bakery. She finally took the l...

I've seen it go both ways, honestly. Had a client a couple years back who used equity to help their daughter buy her first home. Worked out great init...