Ain’t that the truth. I’ve watched more than one client swear off credit cards after a refi, only to see those balances sneak back up like a bad seque...
Funny thing—I’ve seen buyers with “meh” credit get into homes, then turn around and have way more options a year or two later after some steady paymen...
Can’t tell you how many times I’ve seen folks walk into my office convinced they’re doomed because their credit score isn’t perfect. The reality is, l...
Man, you nailed it with that—life’s got a real talent for throwing curveballs. I’ve seen folks come in all gung-ho about “just a couple years” and the...
Right? The appraisal fee is the “surprise opening act” nobody asked for. I’ve seen folks get creative—one client tried to argue their Zillow estimate ...
Rates are like the weather—just when you think you’ve packed the right jacket, it starts pouring out of nowhere. I totally get what you’re saying abou...
Totally get where you’re coming from. I’ve seen underwriters go full detective mode just because someone tried to be thorough. It’s like, “Here’s my l...
Totally get where you’re coming from. I’ve seen folks pour hours into those protests, only to get the “thanks but no thanks” letter. It’s like arguing...
Balloon mortgages always remind me of that one time a client called me in a panic because their “sure thing” flip didn’t sell as fast as they’d hoped....
Haha, ain't that the truth? I've seen clients wait for lenders to ring the bell when they hit 20% equity, and let me tell you, that's about as likely ...
Haha, love that you're pushing back—banks definitely count on us being too busy (or lazy...) to question things. I've seen clients save thousands just...
Haha, IKEA furniture is the perfect analogy. Reminds me of when I refinanced my own place a couple years back—I thought I'd breeze through it since I ...
Honestly, landscaping all the way. Had a client once who put up a big "Future Home of..." sign and got mostly eye-rolls and awkward waves. But another...
Haha, the internet struggle is real. I've had clients fall head-over-heels for a place only to realize later they're stuck with dial-up speeds—talk ab...
Refinancing can definitely ease the pressure, but honestly, I've seen plenty of folks refinance and then end up right back where they started. It's li...