johnc61
@johnc61
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Topics: 0 / Replies: 7
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RE: WHAT IF YOUR INSURANCE COMPANY SUDDENLY GOT SUPER STRICT?

Honestly, I'd be pretty skeptical if my insurer started going that route. I mean, medical exams are one thing—annoying, sure—but checking social media...

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RE: First-time buyer blues: grants vs. loan programs

Good points there—hybrids can be tricky. But isn't it mostly about timing and planning ahead? I've seen folks do fine with them, but yeah, flexibility...

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RE: Feeling Stuck Paying Only Interest and Getting Nowhere

Yeah, I get what you're saying about small adjustments. It's surprising how quickly those extra payments chip away at the principal. But I'm curious—d...

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RE: Found a dream home thanks to rural loan perks

Redirecting downspouts can definitely help, but I've seen cases where it just wasn't enough—especially if the property's grading is off. Did you notic...

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RE: Tapping home equity vs. traditional estate planning—what makes more sense?

You're right to be cautious—home equity isn't something I'd tap lightly. Solar panels can pay off eventually, but what if the market dips or you need ...

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RE: Mortgage rules just got tighter—didn't see that coming

Interesting point about simplifying language, but does clarity necessarily mean transparency? I've come across simplified contracts before, and while ...

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RE: When Can I Finally Ditch Mortgage Insurance?

Yeah, I get the logic behind doing your own legwork, but honestly, shouldn't the appraiser be responsible for accurately assessing upgrades? I mean, i...

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