That’s spot on. It’s wild how many “standard” fees are negotiable if you just ask. I always tell folks to request a Loan Estimate early and compare it...

Honestly, I’ve noticed the same thing—sometimes being too prepared almost backfires. It’s like they get suspicious if you’re not scrambling for paperw...

Title: Found a sneaky way to lower those pesky interest rates You’re spot on about those hidden fees—sometimes it feels like you need a magnifying gl...

It’s funny, I had almost the exact same experience with those random fees. When I bought my condo, the “doc prep” charge looked suspiciously high, so ...

Yeah, lenders can be pretty particular about that. It's actually common practice—they want explicit instructions to ensure payments go toward principa...