That’s such a good point. The unpredictability of those limit changes is what gets me too—it’s not just about the money, it’s the whole planning aspec...

I hear you on the risk. If you’re self-employed and need a place now, though, here’s what I’d do: 1) Compare total loan costs side-by-side, not just r...

It's wild how just pushing back a little can make fees disappear, right? I totally get what you mean about the whack-a-mole vibe though—sometimes it f...