I haven't personally gone down the ARM route, but I know friends who got stuck longer than planned. They managed okay in the end, but it was stressful...

Totally with you on inspections—can't count how many horror stories I've heard about skipping those. But what about credit checks? Ever had a lender p...

I've wondered about this too, honestly. I mean, logically speaking, yeah, paying earlier should technically save you a tiny bit since interest does co...

Did you check if the slightly higher rate was due to the lender you chose or just the IRRRL program itself? I've heard some lenders pad their rates a ...

Yeah, practical upgrades can be a funny thing...like, who hasn't walked into a place with brand-new appliances or expensive windows and still felt "me...