Haha, repainting a shed for peeling paint? That's a new one for me. But I guess it makes sense—little things can snowball into bigger issues if they'r...

Yeah, you're spot on about market timing being tricky... honestly, I've seen plenty of folks get burned trying to predict those peaks and dips. Maybe ...

Good points all around, especially about emergency savings—been there myself with a surprise roof leak. But do you think waiting too long might mean m...

You're making a lot of sense here, especially about balancing personal enjoyment with market realities. I've seen similar situations play out—one frie...

Yeah, you're spot on about the risk factor. Interest-only mortgages were definitely a thing, especially popular with investors or people expecting the...