jerry_brown
jerry_brown
@jerry_brown
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Topics: 0 / Replies: 7
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RE: Can You Buy a Home with a 580 Credit Score?

You’re not imagining things. I swear, every time I close on a property, there’s some new ā€œadministrativeā€ or ā€œcomplianceā€ fee that pops up out of nowh...

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RE: Is It Worth Refinancing Just to Lower Monthly Stress?

I hear you on the recasting thing—most folks don’t even know it’s an option, and honestly, lenders don’t exactly roll out the red carpet for it. I tri...

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RE: Texas Homebuyers: What’s Stopping You From Your Dream Household?

Title: Texas Homebuyers: What’s Stopping You From Your Dream Household? Man, the ā€œwhat ifā€ spiral is real. I swear, the first time I bought a place, ...

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RE: Did you know housing counselors can help with credit issues too?

Honestly, I used to think one late payment from five years ago was gonna haunt me forever, like some kind of financial poltergeist. Turns out, lenders...

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RE: Getting a mortgage for an investment property—worth it or too much hassle?

I laughed at the ā€œ$150 for ā€˜courier’ when everything’s digitalā€ā€”been there, questioned that. Last year, I nearly lost it over a ā€œdocument prepā€ fee th...

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RE: Thinking about adjustable-rate mortgages—smart move or ticking time bomb?

I get where you’re coming from, but I’ll be honest—ARMs aren’t always the boogeyman people make them out to be. That’s spot on, but sometimes locking...

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RE: Does Pre Qualification Affect Credit Score? Let’s Clear It Up

Preach! I’ve seen so many folks panic about their credit score just from shopping around. Like you said, That’s the magic phrase right there. I’ll ad...

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