Had something similar happen to me recently—fingerprint scanner decided my thumb wasn't mine after a day of yard work. Ended up digging through ancien...

Yeah, 5% always felt a bit thin to me too. I used to set aside around that much until a tenant's "minor plumbing issue" turned into replacing half the...

Good points here, especially about checking for prepayment penalties—got burned by that once myself. One thing I'd add is to keep an eye on closing co...

Yeah, it's definitely a rollercoaster lately. Honestly, I've learned the hard way that trying to perfectly time mortgage rates is pretty much impossib...