Yeah, the “processing fee” thing is a classic. I’ve seen lenders tack on a “courier fee” too—like it’s 1997 and they’re hand-delivering paperwork acro...

Yeah, the drip-drip of doc requests drives me nuts too. I’ve had underwriters ask for the same lease three times—just with different signatures or dat...

Honestly, the paperwork shuffle is the worst part. I’ve bought a handful of places in Dallas and every time, it’s like Groundhog Day with the docs. I ...

I get where you’re coming from, but I still think reverse mortgages are risky for a lot of folks. The fees and interest can eat up equity way faster t...

I went through something similar last year. My credit wasn't awful, but I knew it could be better. Took about four months to pay down some balances an...

Had something similar happen to me recently—fingerprint scanner decided my thumb wasn't mine after a day of yard work. Ended up digging through ancien...

Yeah, 5% always felt a bit thin to me too. I used to set aside around that much until a tenant's "minor plumbing issue" turned into replacing half the...

Good points here, especially about checking for prepayment penalties—got burned by that once myself. One thing I'd add is to keep an eye on closing co...

Yeah, it's definitely a rollercoaster lately. Honestly, I've learned the hard way that trying to perfectly time mortgage rates is pretty much impossib...