jennifer_paws
@jennifer_paws
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Topics: 1 / Replies: 10
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RE: Navigating taxes on your rental: DIY or hire a pro?

I've been there myself—DIY taxes seemed straightforward until I started juggling multiple properties. A couple years back, I thought I had everything ...

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RE: Refinancing your mortgage—little trick I learned to snag a better rate

It's definitely not wishful thinking—I've seen it work firsthand. If you genuinely feel the appraiser missed a solid comp, here's what I'd suggest: ga...

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RE: Navigating property taxes without losing your mind

Reminds me of a client who found out their "finished basement" was actually just a damp cellar with some old carpet thrown down. Took months to straig...

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RE: Trying to figure out how much of my house I actually own

Honestly, situations like these are exactly why I always recommend getting a property survey done when buying a house. It's an extra cost upfront, sur...

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RE: Tapping home equity vs. traditional estate planning—what makes more sense?

You're spot on about the liquidity issue—it's something people often overlook. One approach I've seen work well is setting up a HELOC (home equity lin...

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RE: Navigating property taxes without losing your mind

Yeah, that's spot-on. I've seen it go both ways with clients. If you're thinking about challenging your assessment, here's a quick rundown: first, gat...

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RE: Tapping home equity vs. traditional estate planning—what makes more sense?

Setting aside an emergency fund is solid advice, but honestly, rentals aren't always the best fit for everyone. I've seen clients who underestimated t...

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RE: Mortgage rules just got tighter—didn't see that coming

I get that it feels over the top, but lenders aren't just nitpicking—small unexplained deposits sometimes raise red flags during underwriting. Even ca...

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RE: Transferring your mortgage smoothly without losing your mind

Good catch on that fee—it's pretty common, actually. A lot of lenders toss in vague-sounding charges hoping borrowers won't question them. If you're r...

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RE: Facing foreclosure? Here's a little trick I learned...

Refinancing can definitely be more straightforward if your lender isn't budging. Usually, lenders have strict internal guidelines, so shopping around ...

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