I hear you on the “do it myself” approach—I was convinced I could out-stubborn the credit bureaus too. Spoiler: I couldn’t. I actually tried to fix a ...

That’s been my experience too. I remember thinking the VA appraisal would catch everything, but it’s really just a surface-level check. We bought a pl...

Honestly, I get where you're coming from. I remember back in 2008, a neighbor of mine had an ARM and his payments shot up overnight—he was scrambling ...

It’s funny, I remember when my dad bought his house in the 90s—he handed over a literal shoebox of receipts and nobody batted an eye. Fast forward to ...

That whole landlord thing is wild. I had a lender once call my old property manager directly, and she barely remembered me—almost cost me the loan bec...

This reminds me of when we debated replacing our old furnace. We thought we'd save money by holding off another winter...but nope. It broke down on th...

We tried something similar a few years back when we bought our land and weren't ready to build yet. Deer-resistant shrubs seemed like the perfect solu...

Interesting approach—I’ve been considering something similar myself. Have you noticed if timing that extra payment differently (like mid-year vs. tax ...

I've been on both sides of this fence, and honestly, it's never a clear-cut decision. A few years back, I snagged a used fridge off Craigslist—looked ...