Yeah, gotta agree with this part. A lender might be friendly and responsive, but at the end of the day, they're not paying your bills—you are. I've se...

- Had dirt and gravel driveways for years—insurance never blinked. - Seems more likely they'd care about steep slopes or sharp curves (accidents waiti...

Fair points, but honestly, lenders already have tons of automated checks running behind the scenes. Streamlining doesn't mean ditching due diligence a...

Totally on board with this—seen it firsthand a bunch of times. Couple quick points I'd add: - Lenders usually ease up after you've hit that 2-year ma...

Fair points overall, but I'd add a couple cautions: - Debt consolidation through home equity sounds great on paper, but I've seen friends do this and...