jeff_smith
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RE: Mortgage rules just got tighter—didn't see that coming
Fair points, but honestly, lenders already have tons of automated checks running behind the scenes. Streamlining doesn't mean ditching due diligence a...
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RE: Buying a house after bankruptcy—bigger down payment or wait it out?
Totally on board with this—seen it firsthand a bunch of times. Couple quick points I'd add: - Lenders usually ease up after you've hit that 2-year ma...
RE: Borrowing against your home—smart move or risky business?
Fair points overall, but I'd add a couple cautions: - Debt consolidation through home equity sounds great on paper, but I've seen friends do this and...