jamesnelson399
@jamesnelson399
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Topics: 1 / Replies: 8
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RE: Buying a Home in 2026? You Might Be Missing a Free $25,000

Yeah, the paperwork grind is real. Lenders want to see every dollar moving in and out, even if it’s just splitting a pizza with your buddy two years a...

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RE: Best apps for tracking market-moving events?

Couldn’t agree more about tuning out the constant noise. I see a lot of folks get caught up in every little alert and honestly, it just leads to decis...

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RE: Why Conforming Loans Are a Great Option for Homebuyers

Couldn’t agree more about people getting tripped up by last-minute credit moves. I had a client once who thought paying off and closing a card would h...

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RE: How I Figured Out How Much Faster I Could Pay Off My Mortgage

Couldn’t agree more about the “Where’s Waldo?” feeling with mortgage payments. I’ve seen folks send in extra principal, only to have it vanish into th...

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RE: Did you know that an RHS mortgage can often be more affordable than an FHA loan?

That made me laugh. I’ve seen my fair share of “DIY charm” in homes—sometimes it’s obvious, sometimes it’s… creative. I get the appeal though, especia...

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RE: How H1B Visa Holders Can Qualify for a Mortgage

Yeah, I see this all the time. Lenders love to toss in “processing” or “review” fees when it comes to visa holders, even when everything’s above board...

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RE: DITCHING THAT PESKY MORTGAGE INSURANCE - WORTH THE HASSLE?

Totally agree on running the numbers first—seen too many folks jump into refinancing without realizing those hidden costs. Curious though, anyone had ...

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RE: Tapped into my home's value and finally debt-free—anyone else done this?

I get where you're coming from, and tackling debt head-on definitely has its merits. Still, tapping into equity isn't always about taking the easy way...

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