Totally agree with the patience angle. I've seen people rush into buying right after bankruptcy, thinking a bigger down payment will solve everything,...

Definitely see your point, but honestly, ditching PMI isn't just about the straight-up math. Yeah, you might squeeze out a bit more investing elsewher...

Yeah, your experience sounds pretty spot-on to me. Honestly, I deal with this stuff all the time, and big banks can be notoriously picky when your inc...