Couldn't agree more with this. I've had clients who've nearly lost their minds over tiny details lenders suddenly decided to obsess about—like that on...

Totally agree with the smaller upgrades approach. Had a friend who dropped serious cash on a fancy bathroom remodel—heated floors, rainfall shower, th...

Totally get where you're coming from. I tapped into equity myself back in 2007—thought I was being smart, but then '08 hit and things got dicey fast. ...