I feel this. Every refinance I've done threw me a curveball—last time it was some obscure underwriting rule that delayed things by weeks. Honestly wo...

Yeah, I've noticed the same thing about timing—it's huge. We refinanced last year hoping to drop PMI, and even though we'd done some solid upgrades (n...

Escrow can be helpful, but yeah, it does slow things down. When I refinanced my home, escrow added extra steps and paperwork. Still, for a big online ...