Yeah, HIRO seems to be the new buzzword lately, but honestly, refinancing programs always feel like they're designed to confuse us regular folks. I've...

You make some solid points, especially about having a clear exit strategy. I've always been wary of ARMs myself, mostly because I like predictability ...

Interesting scenario, makes me wonder... can you ever fully trust someone else's financial advice without questioning their motives just a bit? I've h...