I get where you're coming from, but I had a totally different experience. I used a non-profit debt management service when things got out of hand, and...

That’s the part that always gets me. You think you’re being careful, then some tiny thing like a Venmo from your cousin for splitting dinner shows up ...

I get what you mean about the “creative” fees. Last time I refinanced, I actually pushed back on a “document prep” fee because—get this—they sent me e...

I get what you’re saying about the paperwork—had a similar thing happen at my local credit union, and they just shrugged it off, no big deal. But in t...

That’s a good point about the rates making a bigger difference than those random fees. I remember sweating over a $100 processing fee, only to realize...

Yeah, I feel you on the appraisal delays—had pretty much the same thing happen to me. When I refinanced my VA loan last year, it was supposed to be a ...

This hits home for me. A few years back, I refinanced my VA loan thinking I'd be in that house at least another 5-7 years. Rates were great, math chec...

Had a similar experience when I was freelancing—banks just couldn't grasp the idea that my income wasn't neatly packaged every month. Eventually found...