history638
@history638
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Topics: 0 / Replies: 8
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RE: Choosing Between National and Local Debt Service Coverage Ratio Options

Honestly, I still get a little PTSD from the time a national lender sent me a 40-page PDF with more legalese than my last lease negotiation. You’re sp...

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RE: How to Buy a Home with Loan and Secure Your Dream Home

Title: Lenders Can Be Picky About the "Small Stuff" Too I get where you’re coming from, but I’ve actually seen lenders get a little nitpicky about sm...

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RE: Getting Results When Your Loan Servicer Drops the Ball

It’s wild how much detective work goes into just keeping a mortgage on track. I’ve had servicers “lose” my insurance docs more times than I can count—...

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RE: Pre-approval vs pre-qualification: Why does it matter for home buyers?

Couldn’t agree more about pre-qualification giving folks some breathing room. I remember my first investment property—back when I thought “escrow” was...

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RE: How to Buy a Home with Loan and Secure Your Dream Home

You nailed it with the “don’t obsess over every $20 transfer” advice. I’ve been through a few closings where folks nearly gave themselves a spreadshee...

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RE: Mortgage statement mistakes: did you know you have rights?

Title: Mortgage statement mistakes: did you know you have rights? That “system update” excuse is classic. I’ve had lenders try to blame everything fr...

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RE: Little-known legal loopholes that can slow down losing your home

Title: Little-known legal loopholes that can slow down losing your home Yeah, lenders can be surprisingly slow—sometimes I wonder if they’re hoping w...

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RE: How I Figured Out How Much Faster I Could Pay Off My Mortgage

Couldn’t agree more about the comfort of a healthy emergency fund—there’s nothing quite like seeing that cushion and knowing you’re ready for whatever...

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