historian401979
historian401979
@historian401979
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Topics: 0 / Replies: 13
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RE: My experience getting monthly income from home equity

Yeah, I totally get that. When I was shopping around for my first home loan, one lender kept throwing around terms like "amortization schedule" withou...

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RE: When Can I Finally Ditch Mortgage Insurance?

Yeah, I get where you're coming from, but honestly, I don't think it's always lenders trying to pull a fast one. When I hit my 20%, I actually got a l...

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RE: Home equity loans and taxes—did you know this?

Funny you mention that—I just bought my first place last year and went all-in on cosmetic stuff right away. Thought fresh paint and new fixtures would...

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RE: Finally found something that explains foreclosure clearly

Haha, ain't that the truth. We just closed on our first place last month, and honestly, the attorney fee seemed steep at first... but after seeing how...

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RE: Figuring out how much of my house I actually own

We actually managed to sort out a boundary issue informally with our neighbor. It worked fine for about 4 years until they moved out. Then the new own...

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RE: Locked in My Mortgage Rate at the Perfect Time

Yeah, I hear you on the stress part. I'm about to close on my first place and honestly, the paperwork alone is already giving me headaches. Did you fi...

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RE: Thinking about refinancing—shorter term or lower monthly payments?

I'm kinda leaning toward lower payments myself right now. Just bought my first place last year and honestly, having that extra bit of cash each month ...

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RE: Thinking about tapping into home equity for a remodel—smart move or risky?

We're actually in the middle of deciding this ourselves. We thought about a HELOC but honestly, the idea of variable rates makes me nervous. Fixed-rat...

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RE: Transferring your mortgage smoothly without losing your mind

Haha, true, but honestly, as a first-time buyer, I found questioning every little fee just added to my stress. At some point, I had to pick my battles...

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RE: HIGHER DOWN PAYMENT VS. HIGHER INTEREST RATE FOR INVESTMENT PROPERTY

Yeah, good points here. I'm actually in the middle of figuring this out myself—first-time homebuyer, and it's tricky balancing how much cash to keep h...

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RE: Transferring your mortgage smoothly without losing your mind

Totally relate to this. When I first started the mortgage transfer process, I kept asking general stuff like "how long will this take?" and got nothin...

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RE: Getting your mortgage company to pick up the pace

Haha, yep, noticed the same thing when I was going for my first mortgage. My lender was dragging their feet until I casually mentioned another bank ha...

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RE: need someone trustworthy to check out a house

Yeah, tagging along helped me big time. I noticed stuff the inspector glossed over and asked questions on the spot. Made me feel way more confident ab...

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