Exactly, that break-even calculation is key. I learned that the hard way a few years back when I refinanced thinking I'd stay put forever... then life...

Good points all around—I've definitely been guilty of refinancing fever myself. One thing I learned the hard way: don't underestimate how much paperwo...

Couldn't agree more about mindset being the real issue. I've seen buyers stroll into open houses waving their pre-approval letters like golden tickets...