hdavis29
hdavis29
@hdavis29
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RE: Found a dream home thanks to rural loan perks

Yeah, appraisers tend to stick to their checklists and comps—comfort doesn't always fit neatly into their boxes. Had a similar issue with solar panels...

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RE: How to Qualify for a DSCR Loan Without Losing Your Mind

Good points, but honestly, sometimes even tailoring your comps to their criteria doesn't help much. I've had lenders give me their exact guidelines up...

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RE: Home equity loans and taxes—did you know this?

Haha, seems like it! Had a similar run-in myself when we replaced some old windows thinking it was just maintenance. Nope, IRS called it an "improveme...

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RE: Mortgage rules just got tighter—didn't see that coming

Yeah, lenders have definitely gotten stricter lately. It's not just Venmo either—I've heard stories of people getting questioned about small PayPal tr...

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RE: Thinking about tapping into home equity for a remodel—smart move or risky?

Yeah, inspections are tricky—I've seen both sides too. Sometimes the cheaper ones miss critical stuff, but pricier doesn't always mean better. Maybe i...

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RE: What if you found the perfect rental but financing got tricky?

Yeah, totally agree with this. I've had a similar experience recently—found a great duplex, numbers looked solid, but the big banks were giving me the...

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