I hear you on the rate barely moving—sometimes it feels like you’re just tossing cash into a black hole hoping for a miracle. In my experience, the ra...

Man, that line about variable rates brought back some painful memories. I thought I was a genius locking in a “super low” variable HELOC back in ‘07—t...

Man, this is the truth. I used to think I was a genius for hunting down the lowest rates—until I realized the “discount” was just a magic trick hiding...

Honestly, I get where you’re coming from, but I’ve actually found that being *too* over-prepared can backfire sometimes. I once showed up with a binde...

Title: Dallas Homebuyers: Don’t Pick a Mortgage Broker Until You Read This Man, those “processing” fees are like the junk drawer of mortgage costs—ju...

Haha, exactly this. I've been on both sides of the friend-loan fence, and trust me, nothing ruins a good barbecue faster than awkward eye contact over...

HELOCs saved my bacon once when a rental property needed emergency repairs, but yeah, they're definitely not bulletproof. I mean, markets swing both w...

Haha, cautious or just plain smart? Honestly, I think you're onto something there. Reverse mortgages can be tempting—who doesn't love the idea of extr...