I get your point, but I'd argue it really depends on how off-base the assessment is. Sure, if it's just a minor discrepancy, appealing might not be wo...

Totally relate on the credit union trade-off. Went that route myself a couple years ago—yeah, their customer service wasn't exactly five-star hotel qu...

I've gotta say, I was skeptical about smart thermostats too. Installed one in a rental property a year back—tenants loved the techy factor, but honest...

Fair point, but honestly, pre-approval isn't always the magic bullet people make it out to be. I've seen plenty of deals fall apart even with pre-appr...

I get the hesitation, but honestly, it depends a lot on your personal discipline and financial stability. I've seen people leverage home equity smartl...